Small Business Financing

Small Business Financing

Funding Your Small Business

At Beacon Hill Funding Solutions, we know what it takes to secure a small business loan. That is why Preferred SBA Lenders has named our team as Preferred Financial Services Providers.

Commercial Real Estate

We regularly work with clients who are looking to renovate, build, refinance or purchase owner-occupied spaces. Our clients include non-conforming properties, gas stations, restaurants and more.

Existing Business Acquisitions

You can secure as much as 80 percent financing on a fully amortized loan with terms of as long as 15 years. Our staff can work with you on loans of as much as $1.25 million, and we feature a 48-hour pre-approval process that uses your management capabilities and cash flow as indicators.

Equipment Financing

Get the tools you need without making a large, upfront payment. We have worked with companies across a number of industries, from dry cleaning businesses to medical facilities.

Loans up to $5 Million

You can get flexible terms and competitive rates without prepayment penalties on these fully amortized loans. Our terms on these larger options can be as long as 25 years.

7(a) Options

Our 7(a) loans are guaranteed through the SBA program and ideal for small businesses in need of permanent financing. Nearly any for-profit business will be eligible, including real estate businesses that are at least partially occupied by the owner. SBA standard requirements are:

  • Retail businesses must have annual sales of $6 million or less
  • Manufacturing companies must have fewer than 500 employees
  • Service-oriented businesses must have fewer than 100 employees

Our real estate acquisition, refinancing and construction options feature as much as 90 percent financing; we offer 80 percent financing on business acquisition, and we can fully finance equipment or debt refinancing. Terms range from seven to 25 years on these fully amortized loans that are between $200,000 and $5 million.

504 Program

Our specialists can provide as much as 90 percent financing for construction, refinancing or real estate loans; up to 80 percent for equipment acquisition with 15-year terms; and terms of 25 years or 20 years for first and second mortgages, respectively. Loan amounts can be upward of $12 million depending on the structure, and our fees are always competitive.

Contact Us Today

To learn more about our funding options for your small business, please contact our team at Beacon Hill Funding Solutions today.